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WFLIFE NEWS
Assurity – September is Life Insurance Awareness Month
Now more than ever, your clients are searching for ways to maintain a financially secure future. One source of financial security still stands strong... life insurance.
American Investors Life to merge with AVIVA
In October 2007, Aviva introduced a vision of "One Aviva, twice the value," which aims to maximize the company’s full potential as a global brand.
Banner Life Updates Illustration Manager
A banner and Willian Penn General Agency Communication.
Illustration manager updated for Banner and William Penn.
E&O Renewal offered by AVIVA
We are pleased to announce the renewal of the Errors and Omissions program effective July 1, 2009. The policy period will run from July 1, 2009 through July 1, 2010. The carrier ( Zurich) and the broker/administrator for the program (Cal-Surance) remain the same.
AVIVA Increases Term Premium
Current economic conditions have increased the cost of capital required to support the reserves on the industry's term products. Carriers have addressed the issue by repricing or discontinuing term products, or reducing commissions.
United Home Life Final Expense Product Changes
To maintain our competitive rate position in the final expense marketplace, United Home Life is making the following changes to the Express Issue Whole Life policy (graded/modified benefit), effective with applications submitted on or after 6/15/09.
CDI reduces fees and goes paperless
Effective July 1, 2009 the California Department of Insurance (CDI) will implement two significant changes that will affect both individuals and business entities who are licensed through its Producer Licensing Bureau.
"Selling is A State of Mind" August CEO Address
The big question today is when will this economic nightmare going to last? Is it going to be at end of this year? Or, how about at the early part of next year? Or, is it for sure by the end of 2010? Even an economic expert might be very reluctant to provide strong predictions due to many of their colleagues being in the wrong since this steady downward spiral trend which started 2 years ago. The light at the end of the tunnel is non-existent, and we are still in the dark.
Insurance Pro Shop declares Wealthstart Bootcamp a SUCCESS!
Quit trying to re-invent the wheel! Our stronger and more diversified annuity portfolio.
March 31st Conference
Come early and win a special prize!
Through this meeting, WFLife continues to fulfill its primary objective of enhancing your business opportunities and professional development.
Annuity Market Update
Greetings Associates,
By now, you may have heard that AVIVA is slowly but surely closing its Annuity department, and NACOLAH has temporarily suspended its licensing and contracting department.
2009 CEO Address
Dear Fellow Associates,
Year 2008 has been another exciting journey for Wealth Financial especially those of you that have helped us to make this successful and memorable. From our humble beginnings in 1996 with one associate and a modest office located in Glendale, California, to our present situation with over a thousand associates and fellow marketing organizations that have either tested or are now currently enjoying and utilizing the opportunities offered by us, we are deeply gratified and appreciative for your continuous support and patronage. You are the real movers whom facilitate and make our current success and stability a reality.
Q&A: 2001 CSO Mortality TABLE
(and why IT is IMPORTANT to pay attention)
Effective January 1, 2009, all life insurance products sold in the United States will be re-priced using the 2001 CSO Mortality Table. As a result, most , if not all life insurance companies have and are in the process of redesigning their life product portfolio to meet this legal requirement. Some carriers have elected to discontinue some of their products, and some have created new products to fit the new parameters. For more information, you can contact either the carrier, or the New Business team at Wealth Financial Life.
This Q&A is designed* to help answer any basic questions that you may have, so you can prepare your business plans accordingly. Until, happy selling from Wealth Financial Life.